Micro Credit

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https://www.youtube.com/watch?v=EgaPq3fokfo&feature=youtu.be
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41.717684
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44.790607
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Description: 

 OUR PRODUCTSBUSINESS - LOANSSmall Business Loans Credit product is designed widely for small manufacturers  as in urban developed areas, also in economically backward areas.Our customers are different types of traders, wholesale and retail traders, fairs or business own- ers of shopping centers,  the owners of various types of processing and extracting workshops and smallshops, also persons engaged in transport, social and welfare services.Interest rate:  28%  -44%Loan  Term:  1-48  monthsLoan Amount: 300-50 000Guarantee - in the case of loans more than 3,000 GelReal Estate (Mortgages);Non-agricultural land (mortgage) + guarantor with  income and own property;Vehicle/mounting (Pledge);Auto (Pledge);Fee: 2% of the  loanCoverage Prepayment Penalty: 2%;Overdue fine: 0.5%  for each day  of delayCurrency: GEL, USDGrace Period: 0 - 3 months depending on  the  specifics of the  revenue. During  the  grace period only accrued interest to be paid.AGRICULTURAL LOANSAgro-business financing  loans  credit  product  is designed for financing  agro-businessesas  notonly in economically backward, but also developed areas as well. Agricultural activities, in turn constitute uninterrupted chain of activities, which starts from the initial stage of production, includ- ing the harvesting, collection and processing stages and ends with a wholesale / retail sales. This process being of a different kind of activities requires a very promising  field of Finance and seems to be quite perspective area for microcredit operations.Interest  rate: 32% -48% annualLoan Term: 3-24 monthsLoan Amount: 200-20 000 U.S. dollars or the equivalent in GEL Guarantee - in the case of loans more than $ 2000Real Estate (Mortgages);Agricultural land (mortgage) + guarantor with income;non-agricultural land (mortgage) + guarantor with income;Vehicle/mounting (Pledge);Fee: 2% of the  loanCoverage Prepayment Penalty: 0%;Overdue fine: 0.5%  for each day  of delayCurrency: GEL, USDGrace period: 2 - 8 months depending on  the  specifics of the  activities. During  the  grace period only accrued interest to be paid.CONSUMER LOANSThe product of credit loans is designed for the widest range of the population,  including theproper business – loans and  agro-loans, also  small  range businesses categories and  entrepre- neurs segment, as well as public and private service employees persons who have a stable salary income. RFO - it’s based on existing practice, we can say that the product works with equal success as in developed urbans, as well as economically backward regions.Interest rate:  28%  -44%Loan  Term:  1-48  monthsLoan Amount: 300-50 000Guarantee - in the case of loans more than 3,000 GelReal Estate (Mortgages);non-agricultural land (mortgage) + guarantor with  income and own property;Vehicle/mounting (Pledge);Auto (Pledge);Fee: 2% of the  loanCoverage Prepayment Penalty: 2%;Overdue fine: 0.5%  for each day  of delayCurrency: GEL, USDGrace Period: 0 - 3 months depending on  the  specifics of the  revenue. During  the  graceperiod only accrued interest to be paid.AUTO-PAWN LOANS WITH CARRYING RIGHTSAuto-pawn loans credit product is suitable for a wide range of people, including small businesses and individuals with a stable income employed in the public and private service, also for people with any other kind of income (even unstable) who have the relevant guarantee - the vehicle.Auto Pawn Loan Conditions:The minimum loan amount of 400 U.S. dollars(A / vehicle market value of at least 1000 U.S. dollars).From 400  to 700 $ - monthly rate of 6.5% From 701 to 1500 $ -  5.7%From 1500 To 2000 $- 5.4% From  2000  To 3000  $ - 5.2% From 3000 To 4500 $ - 5% From 4500 To 6000 $- 4.7% From 6000 To 7000 $- 4% From 7000 To 8000 $- 3.7%GOLD PAWN PRODUCTS DESCRIPTION1. The  product name –“ Low percentage rate  “•     Interest rate  - 1.5%•     Evaluation - Standard•     Payable amount- from 100 USD•     Payment Period - 1; 2; 3 – month agreement term•     Fine/penalty - 0.5%  for expired time /per  day2. Product Name –“ Low rates-low fine/penalty “•     Interest rate  - 2%•     Evaluation- Standard•     Payable amount - from 30 USD•     Payment Period - 1; 2; 3 – Month agreement term•     Fine - 0.25% for expired  time/ per day3. Product  Name  –“Fine/penalty-free Loans  1 “•     Interest  rate - 2.5%•     Evaluation - Standard•     Payable amount - from 100 USD•     Payment Period  - 1 – month agreement term;4. The product  name –“Fine/penalty-free loan “2”•     Interest rate  - 2%•     Evaluation - Standard•     Payable amount - from 1,000 USD•     Payment Period  - 1 – month agreement term; HEAD OFFICEAddress of David the Builder Avenue N 154, Tel. 295 01 07, 294 01 01.PIRIMZE BRANCHAddress Pkhovi Street. N 2, Tel. 292 22 25ISANI BRANCHAddress: ISANI Market surrounding area. Tel. 277 90 26GLDANI BRANCHAddress: Ts. N 4, tel. 267 02 59SABURTALO BRANCHAddress: Al. Stages N 3, Tel. 237 91 04TELAVI BRANCHAddress: David N 47, Tel. 0350 27 59 36LAGODEKHI BRANCHAddress: 26-May 14, tel. 570 103 559TSNORI  BRANCHAddress: David N 9, tel. 570 103 558VARKETIL BRANCHAddress: Business Center “Vera”. Tel. 247 62 13

Phone: 
+995 32 294 01 01
Address: 
154 Aghmashenebeli Ave. Tbilisi, Georgia
Address 2: 
"Green Office"
SuperVIP: 
SuperVIP Off
Phone 2: 
+995 32 295 01 07
Phone 3: 
+995 32 291 02 31
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info@MicroCredit.ge
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